Terms of Service

These Terms of Service ("Terms") govern your access to and use of the BusinessAppraisal website and business valuation tool. By using our services you agree to these Terms.

Accounts

You create an account with your email address and a one-time code we send you. You are responsible for the information you provide and for activity under your account. You must give an accurate email address and keep your access credentials secure. You agree to provide figures you are authorized to submit.

Acceptable use

You agree not to misuse the service, including by interfering with the platform, attempting to access accounts or figures that are not yours, reverse-engineering the tool, or using it to violate any law or third-party right.

Plans and billing

Paid plans are billed in advance on a monthly or yearly basis as shown at signup. All payments are final. Refunds are limited to a duplicate charge, a confirmed unauthorised charge and a complete outage on our side, as set out in our Refund Policy, which forms part of these Terms. We may change pricing with reasonable notice. Any plans and prices shown on the site are presentational and may change.

Renewals and failed payments. Your subscription renews automatically until you cancel it. When a new billing period begins, access for that whole period is granted and the payment for it is due. If the charge does not go through, the payment remains due and we retry it. Cancelling after a new period has begun only switches off later renewals; it does not cancel the payment for the period that has already started. Such a renewal charge is not refundable, and your access continues until the end of that paid period. The fee is for access to the service for the period, not for using it, so not having used the service is not a ground for a refund.

The figures you enter and ownership

You retain all rights to the financial figures you enter, such as revenue, EBITDA, SDE, and growth. We use those figures only to produce your estimate and to operate the service for you. We do not sell or share your figures with third parties, and we do not connect to your bank or accounting accounts. You enter your numbers yourself, and we claim no ownership over the figures you provide.

Educational estimate, not an appraisal

The output of BusinessAppraisal is an educational estimate produced for informational purposes only. It combines a revenue multiple, an EBITDA or SDE multiple, and a discounted cash flow method, benchmarked against comparable transactions, and explains the drivers behind the range. It is not a certified appraisal, a USPAP valuation, a fairness opinion, or financial, investment, tax, or legal advice.

The actual price a business trades at depends on negotiation, the specific buyer, and the terms of the deal, and it may differ materially from any estimate shown here. For a formal valuation, consult a credentialed appraiser, such as one holding an ABV, CVA, or ASA designation, and consult qualified financial, tax, and legal advisors before acting on any figure.

Service availability

We work to keep the service available and reliable but do not promise uninterrupted operation. Enterprise plans may include specific service-level agreements.

Disclaimers and liability

The service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, BusinessAppraisal is not liable for any decision made in reliance on an estimate, nor for indirect, incidental, or consequential damages, and our total liability is limited to the amount you paid us in the twelve months before the claim.

Termination

You may stop using the service at any time. We may suspend or terminate access if you breach these Terms. On termination, we will delete or return your information as described in our Privacy Policy.

Changes

We may update these Terms from time to time. Material changes will be communicated, and continued use after changes means you accept the updated Terms.

Contact

Questions about these Terms? Email [email protected].