Businessappraisal

Compared

Businessappraisal vs ValuAdder for Business Valuation

ValuAdder is desktop software you install and drive yourself. Businessappraisal runs in the browser, triangulates three methods at once, and shows the comparable sales behind the multiple. Here is how they actually differ, and which one fits your situation.

Last updated July 2026

Valuation slip
Estimate
Estimate from three methods, benchmarked against comparable sales.

Estimated business value

$0
Value range

Method breakdown

What moves this number

Estimate, not a certified appraisal. Your figures are not stored.

The short answer

Businessappraisal and ValuAdder both help you estimate what a business is worth, but they work differently. ValuAdder is desktop software you install, giving you formulas and worksheets with hands-on control once you learn it. Businessappraisal runs in your browser, triangulates three methods at once (revenue multiple, EBITDA or SDE multiple, and a discounted cash flow view), shows the comparable sales behind the multiple, and explains the drivers in plain English. Both produce educational estimates, not certified appraisals.

Dimension Businessappraisal ValuAdder
Runs in the browser, nothing to install Yes No
Three methods triangulated automatically Yes Manual
Comparable-sale benchmarks shown Yes No
Plain-English driver explanations Yes No
Answer in minutes Yes After setup
Educational estimate, not a certified appraisal Yes Yes

What ValuAdder actually is, and who ends up installing it

ValuAdder is installed software, not a website. You buy a license, download an installer for Windows or macOS, and the valuation runs on your own machine. The interface is worksheet driven: you pick a method, feed it inputs, and it calculates. There is no browser version, so you cannot pull up the file from a phone at an airport or send a partner a live link to look at the same numbers.

That design has a genuine advantage, and it is worth saying plainly. Nothing leaves your hard drive. If you are an attorney working a divorce matter, an accountant with client confidentiality obligations, or an owner who simply does not want tax returns sitting in someone else account, local-only software answers a real objection. ValuAdder also assumes competence. It hands you the levers instead of an opinion, which is exactly what a valuation professional wants and exactly what a first-time seller does not.

Businessappraisal was built for the other person: the owner or buyer who has a QuickBooks export and three years of returns, wants a defensible range this afternoon, and should not have to choose between a capitalization of earnings model and a market approach before seeing any number at all. We run a revenue multiple, an EBITDA multiple or an SDE multiple depending on company size, and a discounted cash flow view at the same time, then reconcile the three into a range and tell you which one is pulling hardest.

Neither product is a certified appraisal. What ValuAdder gives you is a calculation you produced yourself. What we give you is an educational estimate. If a court, the IRS, or an SBA lender needs a signed opinion, that is a credentialed appraiser doing the work either way.

One-time license versus $29 a month: which is actually cheaper

ValuAdder sells a perpetual license in the low hundreds of dollars, paid once. Businessappraisal is $29 per month, month to month, with no free tier. The honest answer to which costs less is that it depends entirely on how long you need the tool.

ScenarioBusinessappraisalValuAdder
Pricing model$29 per month, cancel any timeOne-time license, low hundreds of dollars
Valuing one company before an offer$29 for the month you need itFull license price, even for a single use
Six months of deal shoppingAbout $174Nothing beyond the license
Five years of repeat professional useAdds up quicklyClear winner on raw arithmetic
Staying currentAlways the live version in the browserDepends on version and upgrade policy
Second computer or a travel dayAny browser, any deviceReinstall, subject to license terms
Free trial tierNoneNone

Read that table without loyalty to either side. Someone who values businesses for a living, several times a month, for years, is better off with paid-once desktop software. Someone valuing one HVAC company before writing a letter of intent is worse off paying a few hundred dollars up front for a program they will open twice. Most people asking this question are in the second group.

Both numbers look tiny next to a human engagement, which typically runs $1,500 to $15,000. We broke those fee ranges down in what a business valuation actually costs, and mapped the rest of the category in our business valuation software roundup.

The same HVAC company through both tools: $2.4M revenue, $480k SDE

Take a residential HVAC contractor in Ohio. Revenue is $2.4M. After adding back a $135,000 owner salary, a personal truck, and a one-time legal settlement, seller discretionary earnings land at $480,000. Two service vehicles carry loans. The owner still runs calls four days a week, and roughly 30 percent of revenue comes from recurring maintenance agreements.

In ValuAdder, you decide the approach. Suppose you choose a market comparison and enter a 3.0x SDE multiple you saw quoted in a broker newsletter. The software returns $1,440,000, and it returns it in seconds, because you already answered the hard question. Type 3.6x instead and you get $1,728,000. The arithmetic was never the difficult part. Picking 3.0x versus 3.6x is the difficult part, and desktop software leaves that entirely with you.

Businessappraisal starts at the other end. You enter the financials and the qualitative facts, and three methods run at once:

MethodApplied to the HVAC companyIndicated value
Revenue multiple0.65x on $2.4M$1,560,000
SDE multiple3.3x on $480,000$1,584,000
Discounted cash flowNormalized cash flow, modest growth, small-company discount rate$1,470,000
Reconciled rangeWeighted toward the earnings methods$1.45M to $1.70M

The number matters less than what sits underneath it. You see which comparable sales produced the 3.3x, so the multiple is not a rumor. You also see the two facts holding this business at the low end of its band: heavy owner involvement in the field, and customer concentration risk if those maintenance agreements are informal. Fix the first over eighteen months and the same earnings can support a materially higher multiple, which is the entire point of tracking value drivers before you list.

Illustrative figures, not a quote. Your industry, geography, lease terms, and customer mix move all of it.

A short checklist for picking between them

Choose ValuAdder if most of these are true:

  • You already know which valuation method you want and why.
  • You value businesses regularly and want to amortize a one-time cost.
  • Client data must never leave your computer.
  • You are comfortable maintaining installed software and license keys.

Choose Businessappraisal if most of these are true instead:

  • You want three methods run and reconciled for you, not a blank worksheet.
  • You want the comparable sales behind the multiple visible, not assumed.
  • You need an answer today, from whatever device you have open.
  • You want to cancel when the deal closes rather than buy a license forever.

There is a third path worth naming: if this valuation supports a legal filing, an estate, a shareholder dispute, or a bank requirement, neither tool is sufficient. Read how a certified appraisal differs from an estimate before you spend money in the wrong order. A sensible sequence is to size the range in minutes, decide whether the business is even close to your target, then commission the formal work. More context on the tradeoffs sits on our ValuAdder alternatives page.

// FAQ

Questions

ValuAdder questions people actually ask

Is ValuAdder worth it?

ValuAdder is worth it if you value businesses repeatedly and already know which method to apply, since the license is paid once and the data stays on your machine. It is poor value for a single valuation, because you pay the full license for software you will open twice.

Does ValuAdder work on a Mac?

Yes, ValuAdder is installed desktop software available for both Windows and macOS. There is no browser version, so you work from the computer where it is installed. Businessappraisal runs in any browser, which matters if you switch between a laptop, an office desktop, and a phone during a deal.

Is there a free business valuation calculator?

Plenty of free calculators exist, and almost all of them apply one multiple to one earnings figure. That is arithmetic, not a valuation. A usable estimate needs at least a revenue multiple, an earnings multiple, and a cash flow view, plus the comparable sales that justify the multiple you were handed.

How accurate is business valuation software?

Accuracy depends almost entirely on input quality and method count. Software fed clean, normalized financials and triangulating three methods will usually land within a sensible range of a formal opinion. Software fed unadjusted QuickBooks totals will not. No software output is a certified appraisal.

Can I use business valuation software for an SBA loan?

No. SBA lenders require an independent business valuation from a qualified source when the loan exceeds their threshold, and software output does not satisfy that. Use a tool like this one to decide whether the deal is worth pursuing, then budget for the formal appraisal the lender will insist on.

// WHERE WE FIT

Verdict

The bottom line

Pick ValuAdder if you want installed desktop software and hands-on control of every worksheet and are comfortable driving the methods yourself. Pick Businessappraisal if you want a browser-based, three-method estimate with the comparable sales shown and the drivers explained, in minutes.